Under the Health Insurance Act 1970, it is required for all employers to insure:
- all employees who work for more than 45 hours per month
- all employees who work for more than 2 months
- all non-employed spouses of employees
- all self employed persons
for the “Standard Hospital Benefit” (i.e. HIP).
I am finding it extremely difficult to find an insurance scheme that suits a ‘temporary worker’ arrangement that Workforce will be undertaking, where individuals might have short term and infrequent engagements. The monthly premium is $400 for any part of a month, and if someone only works 2-3 days near the end of a month and then doesn’t have another assignment, they would spend most of their pay on insurance.
One step forward, two back!